For the basics on how to lower your home insurance rates, it helps to understand that insurance providers calculate premiums based on certain risk factors. The following Q&A defines the most common risk factors and what steps you can take to eliminate, or at least lessen, their impact on your premiums.
Read the following Q&A to discover the ins and outs of flood insurance. Do you need flood insurance or does your homeowners insurance cover water damage? Does it cover contents as well as structure? Is it expensive? Where can you find the most comprehensive, cost-effective coverage?
Welcome to the Small Business Spotlight hosted by JAISIN Insurance Solutions. The goal is to bring more awareness to businesses and entrepreneurs in the local community. We are joined by John Robertson, Executive Vice President of Ship Your Car Now.
The #1 way to lower your car insurance premium is to be a good driver with a claims-free driving record. But, accidents happen. Read this quick Q&A to find out what your coverage options are and the many ways you can lower your car insurance premium.
Since federal law requires all motorists to carry car insurance, it’s important to have a basic understanding of why you need it and what coverage meets your unique requirements. Read the following Q&A to get started.
If you’re considering purchasing commercial property and liability insurance, read this short Q&A to find out how the correct coverage can protect – and potentially save – your business.
This Q&A covers such things as what a business owners policy is, whether business insurance covers lawsuits and how to get business insurance. While business insurance is not required in all states, it is the best way to protect your company against the many “what ifs” that could happen.
Read the following Q&A (it’ll only take 10 minutes, we promise) to find out what you need to know about general liability insurance and protecting your business. For starters: Is it expensive? (Nope.)
If you have employees, it’s important to have employment practices liability insurance (EPLI)s. Read this quick Q&A to find answers to questions such as why do I need it, where can I get it and what might happen to my business if I don’t have it?
Every small business needs small business insurance. In fact, many states require it. Can you get by with just general liability insurance or do you need professional liability insurance as well? How much does it cost and where can you get it? Read the following Q&A, and find out.
Do you have clients who pay you to provide them with advice and/or services? Then it’s a good idea for you to take 10 minutes to read the following. It answers questions about professional liability insurance, if you need it, how much you need and where to get it.
In 10 minutes or less, you can learn just about everything you need to know about malpractice insurance for lawyers. The most important thing to remember is mistakes happen, and law firms face lawsuits every day that could put them out of business.
Click To Read Our Guide On Attorney Malpractice Insurance For Lawyers
You have general liability insurance and, if you own your office building, you have commercial property insurance as well. You also have employer’s liability coverage and worker’s comp for your employees. Everything’s protected, right?
You just received your Florida homeowner’s insurance policy renewal. If you’re like most Florida homeowners, you put off opening it for a day or two, because you know your rates have probably gone up. Why is that? You’ve never filed a claim for as long as you’ve owned your home, or if you did, it was years ago. But, every year you get a little (most likely) a BIG bump – anywhere from a 5 to 12 percent increase in your premium.
Public Directors & Officers Liability insurance, also known as D&O insurance, is as multifaceted as it is essential for small- to medium-sized organizations. While the following guide covers the high points of these extremely specialized policies for public companies, it is important to note that D&O coverage is vital for private and nonprofit organizations as well.
Click To Read Our Public Directors and Officers Insurance Guide
The best way to protect people and property during Florida’s storm season is to know as much as possible about hurricanes and how to prepare for them. That’s why we’ve put together this hurricane preparedness guide. It’s jam-packed with helpful hints and facts, including the most common terms used by weather forecasters; lists of basic supplies; steps to secure your home; what to do during a power outage; and much more. Our goal is to help you weather the storm safely with as little stress as possible.
Are you an executive, officer or director of a public company under $300 million in market cap? If so, the odds are pretty good that you just lost significant market value due to the Coronavirus and are in crisis mode. But another crisis could be looming –– your company and personal liability exposure. The question is: Do you have directors and officers liability insurance coverage to prevent the worst case?
Learn More About Directors and Officers Liability During COVID-19
The Coronavirus Aid, Relief and Economical Security (CARES) Act is a multibillion dollar loan program for small businesses, including 501(c)(3) nonprofits and physician practices. The CARES Act is an economic stimulus package, not a bailout. Its primary function is to assist small to medium-sized businesses by fueling them with capital and providing other forms of economic relief such as debt forgiveness.
