With share culture catching on, there’s been an uptick in private pool rentals. Pool-sharing apps allow homeowners (hosts) to rent out their pool space to people (guests) by the hour. The companies behind these apps offer insurance to their hosts and position their insurance as a coverage boon. But the age-old insurance question remains: What could go wrong and will insurance cover it? Before you dive into pool sharing, check your homeowners insurance.
Do you drive your golf cart to the neighborhood store, a friend’s house, your child’s school — anywhere other than a golf course? If you answered yes, chances are you need insurance for your golf cart.
Golf cart insurance is required by some states and homeowner associations (HOAs). Even if it isn’t required where you live, it’s still a good idea to have coverage in case it’s damaged, stolen or involved in an accident.
Life science and biotechnology companies face particular risks while operating their business. Between bodily injury claims during a clinical trial or interruptions during manufacturing, finding the right biotech insurance can feel daunting at best. But not to worry, we’ve compiled a complete guide on biotech insurance and exactly what coverage you need right now.
Almost every business operating today needs some sort of liability coverage. Whether you own a small donut shop or run a multi-million dollar car rental corporation, without liability coverage you are wide open for potential lawsuits and extraordinary legal fees. Read our guide on commercial general liability insurance and how it can protect your company from potential disaster.
Depending on your circumstances, personal umbrella insurance may not be a luxury, but a necessity. If you rely solely on your current personal coverage, then you could be blindsided for thousands, if not millions, of dollars in legal judgements should the worse happen. Read our guide and learn who needs personal umbrella coverage and why leaving it behind could be costly.
As a lawyer or attorney, you know better than anyone what could be at stake if you or your employees make a mistake. No matter what area of law you practice in, you could be at risk to pay out thousands or even millions of dollars in legal fees that AREN’T going to you. Read our guide on legal malpractice insurance to learn how to keep your firm protected agains the unexpected.
It doesn’t matter if you collect fine art worth millions or vintage comic books worth a few thousand, you need to be sure your collection is protected. Read our guide on insuring and protecting your special collections; you’ll learn what may already be covered under your existing insurance policies and what you need collectible insurance to protect.
It comes as no surprise to any business owner that the commercial landscape is becoming more firmly rooted in the digital landscape. But what may surprise business owners is how their current risk management strategy leaves them vulnerable to significant financial loss from a malware attack. Read our guide on cyber security and data breach insurance, and learn how to protect your bottom line in the case of a digital data breach.
Being a corporate or nonprofit board member or director comes with its own unique set of challenges and liability risks. That’s why D&O insurance coverage is so important; it protects executives and directors from personal loss due to a lawsuit. Read our comprehensive guide below on why you need D&O coverage for your company or organization.
Do you or your company own an aircraft? Not sure if you need aviation insurance for your seaplane? Read our in-depth guide to airplane insurance and learn how to vet what coverage you actually need.
Recreational vehicle (RV) coverage can seem like a tricky area in insurance. Does my homeowner’s insurance cover my RV or camper? What exactly does RV insurance cover? Read our guide below to learn what you need to know about RV coverage and how to be sure you have the right coverage.
If a global pandemic and economic downturn wasn’t enough for the past year, the 2021 Atlantic hurricane season is predicted to be more active than usual. There is good news though: meteorologists don’t anticipate as many storms as we saw in 2020. But are you, your family, and your business prepared for the incoming storms? Read on to learn how you can get ready now and protect what’s important to you.
It’s crucial that your business is covered against liability for any situation. You need to look beyond property and casualty or workers compensation coverage; you need to protect your bottom line against mistakes made by you or your employees. This is where errors and omissions, or E&O, insurance comes in. Read our guide on E&O insurance and learn how to protect your company against mistakes that could cost you big.
High-net-worth individuals have spent a lot of time amassing their wealth and building their businesses. This is also an area where traditional insurance strategies can fall short of providing enough coverage to cover all of their assets. If you aren’t sure that your current insurance and risk management strategies are providing enough coverage for your considerable assets, then read our guide on private client solutions below.
If your company invests $50,000 or more each year to protect your business with insurance, then you need a risk manager. You could hire one in-house, but that could end up costing your business big time in a competitive salary and benefits. But what if you could have all the benefits of an experienced risk manager without the high cost of hiring one? Read our guide on outsourcing your risk management planning and how to get started.
If your business depends on vehicles for its daily operations, then you already know you need to have commercial auto insurance coverage. Whether you own a construction company or operate a food truck, your commercial auto policy can be a lifesaver in case of an accident with its collision and liability coverage. But as your business grows, so can your commercial car premiums! Read our how-to guide and learn how you can score significant savings on your policy.
Welcome to Small Business Spotlight presented by JAISIN Insurance Solutions. I am your host, Racquel Goldy. The goal is to bring more awareness to businesses and entrepreneurs in the local community. Today I am joined by Steven Goodman of SHG Planning.
There is nothing worse for a business than an accident at your workplace that results in an employee injury. Not only are you concerned for your worker’s health, but you’re also worried about the liability and financial consequences for your business. This scenario is why workers compensation insurance is so important for your business. If you want to learn how to lower your workers compensation cost, read our comprehensive guide to save money.
You’ve done everything right for your business: made sure you had the right coverage, found the right insurance advisors to have your back, and you deliver a quality product or service to your customers. If you’d like to learn how to save money on your monthly commercial property premiums, take a look at our in-depth guide.
Welcome back to the Small Business Spotlight hosted by JAISIN Insurance Solutions. The goal is to bring more awareness to businesses and entrepreneurs in the local community. That being said, I am joined here by Mark Immerman, president of Restaurant Warehouse.
Welcome to the Small Business Spotlight hosted by JAISIN Insurance Solutions. The goal is to bring more awareness to businesses and entrepreneurs in the local community. That being said, I am here with Kenneth Cadmus, President of Ride FIIK.
By Steven H. Goodman, CPA, MBA – President & Chief Executive Officer of SHG Planning
As an estate planner and business succession specialist, I’ve been advising high-net-worth individuals on how to protect their assets since the early ‘90s. Some simply want life insurance along with quality long-term care and disability insurance. Others need a more comprehensive program –– one that includes estate and succession planning ––to protect their family and/or their business. What they all have in common is that they’re looking for ways to preserve their assets, as well as have a plan in place to pass them down when the time comes.
Welcome to the Small Business Spotlight, hosted by JAISIN Insurance Solutions. I am Racquel Goldy, and the goal is to bring more awareness to businesses and entrepreneurs in the local community. That being said, I am here with Garrett Goodman, owner of How Ya Dough’n?
Are you an executive, officer, or director of a public company under $300 MM in market cap? If so, the odds are pretty good that you just lost significant market value due to the Coronavirus and are in crisis mode. But another crisis could be looming – your company and personal liability exposure.
Read the following Q&A (it’ll take less than 10 minutes, we promise) to find out the basics of boat insurance. For starters: Is it expensive? (Actually, it’s a pretty good deal.) Is it required? (Sometimes.) Should I get it anyway? (You betcha!)
For the basics on how to lower your home insurance rates, it helps to understand that insurance providers calculate premiums based on certain risk factors. The following Q&A defines the most common risk factors and what steps you can take to eliminate, or at least lessen, their impact on your premiums.
Read the following Q&A to discover the ins and outs of flood insurance. Do you need flood insurance or does your homeowners insurance cover water damage? Does it cover contents as well as structure? Is it expensive? Where can you find the most comprehensive, cost-effective coverage?
Welcome to the Small Business Spotlight hosted by JAISIN Insurance Solutions. The goal is to bring more awareness to businesses and entrepreneurs in the local community. We are joined by John Robertson, Executive Vice President of Ship Your Car Now.
The #1 way to lower your car insurance premium is to be a good driver with a claims-free driving record. But, accidents happen. Read this quick Q&A to find out what your coverage options are and the many ways you can lower your car insurance premium.
Since federal law requires all motorists to carry car insurance, it’s important to have a basic understanding of why you need it and what coverage meets your unique requirements. Read the following Q&A to get started.
If you’re considering purchasing commercial property and liability insurance, read this short Q&A to find out how the correct coverage can protect – and potentially save – your business.
This Q&A covers such things as what a business owners policy is, whether business insurance covers lawsuits and how to get business insurance. While business insurance is not required in all states, it is the best way to protect your company against the many “what ifs” that could happen.
Read the following Q&A (it’ll only take 10 minutes, we promise) to find out what you need to know about general liability insurance and protecting your business. For starters: Is it expensive? (Nope.)
If you have employees, it’s important to have employment practices liability insurance (EPLI)s. Read this quick Q&A to find answers to questions such as why do I need it, where can I get it and what might happen to my business if I don’t have it?
Every small business needs small business insurance. In fact, many states require it. Can you get by with just general liability insurance or do you need professional liability insurance as well? How much does it cost and where can you get it? Read the following Q&A, and find out.
Do you have clients who pay you to provide them with advice and/or services? Then it’s a good idea for you to take 10 minutes to read the following. It answers questions about professional liability insurance, if you need it, how much you need and where to get it.
In 10 minutes or less, you can learn just about everything you need to know about malpractice insurance for lawyers. The most important thing to remember is mistakes happen, and law firms face lawsuits every day that could put them out of business.
Click To Read Our Guide On Attorney Malpractice Insurance For Lawyers
You have general liability insurance and, if you own your office building, you have commercial property insurance as well. You also have employer’s liability coverage and worker’s comp for your employees. Everything’s protected, right?
You just received your Florida homeowner’s insurance policy renewal. If you’re like most Florida homeowners, you put off opening it for a day or two, because you know your rates have probably gone up. Why is that? You’ve never filed a claim for as long as you’ve owned your home, or if you did, it was years ago. But, every year you get a little (most likely) a BIG bump – anywhere from a 5 to 12 percent increase in your premium.
Public Directors & Officers Liability insurance, also known as D&O insurance, is as multifaceted as it is essential for small- to medium-sized organizations. While the following guide covers the high points of these extremely specialized policies for public companies, it is important to note that D&O coverage is vital for private and nonprofit organizations as well.
Click To Read Our Public Directors and Officers Insurance Guide
The best way to protect people and property during Florida’s storm season is to know as much as possible about hurricanes and how to prepare for them. That’s why we’ve put together this hurricane preparedness guide. It’s jam-packed with helpful hints and facts, including the most common terms used by weather forecasters; lists of basic supplies; steps to secure your home; what to do during a power outage; and much more. Our goal is to help you weather the storm safely with as little stress as possible.
Are you an executive, officer or director of a public company under $300 million in market cap? If so, the odds are pretty good that you just lost significant market value due to the Coronavirus and are in crisis mode. But another crisis could be looming –– your company and personal liability exposure. The question is: Do you have directors and officers liability insurance coverage to prevent the worst case?
Learn More About Directors and Officers Liability During COVID-19
The Coronavirus Aid, Relief and Economical Security (CARES) Act is a multibillion dollar loan program for small businesses, including 501(c)(3) nonprofits and physician practices. The CARES Act is an economic stimulus package, not a bailout. Its primary function is to assist small to medium-sized businesses by fueling them with capital and providing other forms of economic relief such as debt forgiveness.
