JAISIN Insurance Solutions has the Best Liquor Liability Insurance Coverage
Jason A. Bishara
“Our name, JAISIN Insurance Solutions, says it all. Our key differentiatior is not how many plans we sell. It’s how many risk management challenges we solve for our clients.”
Liquor liability insurance protects businesses (e.g., bars, restaurants, liquor stores, breweries) that serve, sell, distribute, manufacture or supply alcoholic beverages. It doesn’t replace commercial general liability (CGL) insurance; it extends CGL coverage to protect your company if you unknowingly sell alcohol to a minor or if an inebriated customer drives drunk, causes an accident, slips and falls or starts a fight on your property.
WHAT DOES LIQUOR LIABILITY INSURANCE COST?
The cost of liquor liability insurance varies depending on your assets, location(s) risks, and coverage needs and claims history. As a small to mid-size business owner and employer, it is essential to have accurate and sufficient coverage to help pay for legal fees, medical costs and settlements arising from liquor-related claims.
LIQUOR LIABILITY INSURANCE EXPERTS
At JAISIN, our business insurance advisors are well versed in commercial liquor liability insurance regulations in Florida and select states.* If you already have CGL insurance, we can easily add it to your existing plan. Our experience combining commercial liability products means fewer premiums to keep track of and additional savings for you. Although our core client base is small to mid-size companies, our years of experience with commercial liquor insurance plans translate to large businesses as well. As always, our goal is to help you protect what’s yours.
Commercial Liqour Liability Insurance FAQ
Get answers to common commercial liquor liability insurance questions
How much does liquor liability insurance cost?
The cost for liquor liability insurance will depend on multiple factors: how much coverage you need, the state your business is in, and how much alcohol you sell. You can expect to pay between $500 and $2,500 for liquor liability insurance, but your premium will vary.
Do I need liquor liability insurance?
If your business sells or serves alcohol, you need liquor liability coverage. This includes bars, restaurants that serve alcohol, breweries, grocery stores, convenience stores, and catering companies. Liquor liability insurance protects you from being held liable for the actions of an intoxicated person who purchased from your business.
What does liquor liability insurance cover?
Liquor liability insurance protects you from being held liable for the actions of a customer. If a customer becomes drunk on alcohol you sold them and causes property damage or bodily injury to someone else, you could be held liable, especially if your state has dram shop laws.