Liquor liability insurance protects businesses (e.g., bars, restaurants, liquor stores, breweries) that serve, sell, distribute, manufacture or supply alcoholic beverages. It doesn’t replace commercial general liability (CGL) insurance; it extends CGL coverage to protect your company if you unknowingly sell alcohol to a minor or if an inebriated customer drives drunk, causes an accident, slips and falls or starts a fight on your property.
The cost of liquor liability insurance varies depending on your assets, location(s) risks, and coverage needs and claims history. As a small to mid-size business owner and employer, it is essential to have accurate and sufficient coverage to help pay for legal fees, medical costs and settlements arising from liquor-related claims.
At JAISIN, our business insurance advisors are well versed in commercial liquor liability insurance regulations in Florida and select states.* If you already have CGL insurance, we can easily add it to your existing plan. Our experience combining commercial liability products means fewer premiums to keep track of and additional savings for you. Although our core client base is small to mid-size companies, our years of experience with commercial liquor insurance plans translate to large businesses as well. As always, our goal is to help you protect what’s yours.
What Gives JAISIN the Edge on Liquor Liability Insurance Coverage for Your Commercial and Business Needs?
JAISIN, an independent, full-service insurance company that provides liquor liability insurance for small to mid-size businesses, uses the following five-step approach to ensure you get the broadest coverage at the most cost-effective price.