JAISIN Insurance Solutions has the Best Workers Compensation Insurance for Your Business in Florida
Jason A. Bishara
“Our name, JAISIN Insurance Solutions, says it all. Our key differentiatior is not how many plans we sell. It’s how many risk management challenges we solve for our clients.”
Workers compensation insurance, commonly known as worker’s comp insurance, provides coverage to small, mid-size and large Florida* businesses. Coverage includes medical expenses and a portion of lost wages for employees who become injured or ill on the job. Workers comp insurance also covers employee rehabilitation and death benefits. Although our core client base is small to mid-size companies, our insight and years of experience with workers comp insurance translate to large firms as well.
WORKERS COMPENSATION INSURANCE TAILORED SPECIFICALLY TO YOUR BUSINESS
Since no two businesses are alike, workers compensation insurance rates and coverage depend on several different factors, including industry and risks.
Workers Compensation Insurance FAQ
Get answers to common workers compensation insurance questions
How does workman’s comp insurance work?
Worker’s compensation insurance covers benefits to your employees if they get sick or injured at work. This insurance helps cover their medical expenses and lost wages while they are recovering. If there is a fatality, worker’s compensation insurance will also pay out a survivor benefit to the employee’s family.
Are all businesses required to have workman’s comp insurance?
While requirements for worker’s compensation insurance varies from state to state, but in general if you hire at least one employee, full or part-time, you will be required to have worker’s compensation insurance. The only exception to this rule may be if you are a sole proprietor with no employees.
Do I need worker’s comp insurance for contract employees?
Contract employees, or 1099 employees, may need worker’s compensation insurance depending on the nature of your business and your local state laws. If your business deals in construction, you may have to provide worker’s compensation insurance. Speak with a knowledgeable insurance advisor to be sure you are adequately covered.