Protect yourself and your business from financial losses due to employee or non-employee illegal acts with a commercial crime plan.
As a small to mid-size business owner and employer, you want to believe your employees are honest and trustworthy. Sometimes they’re not. Financial losses incurred from employee crime range from theft and forgery to robbery and electronic crime. Criminal acts from the outside include forgery or alteration of business checks, hacking of your computer system that affects fund transfers and the receipt of counterfeit currency, to name a few.
It’s important to understand the difference between commercial crime insurance and cyber insurance. Crime insurance generally covers a direct loss of funds from employee theft or social engineering; whereas, cyber insurance plans typically cover your business’s liability due to a data breach. Depending on your business, you may need both.
Although our core client base is small to mid-size companies, our insight and years of experience with commercial insurance plans translate to large firms as well.
What is generally covered?
- Employee theft.
- Fraudulent computer and fund transfers.
- Theft of client property.
What is generally not covered?
- Accounting errors.
- Actions of you or those of your partners.
- Fines and penalties.
- Legal expenses.
- Liabilities due to crime-related losses.
- Specific occupations.
What Gives JAISIN the Edge on Commercial Crime Insurance for Your Florida Business?
JAISIN, an independent, full-service insurance company that provides crime insurance for small to mid-size businesses, uses the following five-step approach to ensure you get the broadest coverage at the most cost-effective price.