JAISIN Insurance Solutions has the Best Commercial Umbrella Insurance Coverage for Your Excess Liability Needs
Best Coverage, Lowest Price
Jason A. Bishara
“Our name, JAISIN Insurance Solutions, says it all. Our key differentiatior is not how many plans we sell. It’s how many risk management challenges we solve for our clients.”
Commercial umbrella insurance protects your Florida business and property from large and potentially devastating liability claims by extending your primary commercial general liability (CGL) policy.
As a small to mid-size business owner and employer, it’s important to understand that the more your business interacts with customers and clients, the higher your liability risk. If people come to your business or property, or you and your employees work offsite, or you use heavy equipment around customers, your business and property could be at additional risk. Adding commercial umbrella insurance is a relatively inexpensive way to help ensure you don’t incur out-of-pocket expenses for legal fees, medical care and judgments against your business if an unexpected event occurs.
COMMERCIAL UMBRELLA INSURANCE EXPERTS
At JAISIN, our insurance advisors are well versed in commercial umbrella insurance regulations in Florida, select states* and other countries. If you already have CGL insurance, we can easily add it to your existing plan. Our experience combining commercial liability products means fewer premiums to keep track of and additional savings for you.
STRATEGIC UMBRELLA POLICY SOLUTIONS
Although our core client base is small to mid-size companies, our years of experience with commercial umbrella insurance plans translate to large companies as well. As always, our goal is to help you protect what’s yours.
Commercial Umbrella Insurance FAQ
Get answers to common commercial umbrella insurance questions
What is a commercial umbrella insurance policy?
If you have commercial liability coverage, you need more coverage than provided. Commercial umbrella insurance extends your liability coverage in case of bodily injury, property damage, or lawsuits. If your business could exceed its commercial liability coverage limits, then you will want to consider adding a commercial umbrella policy.
How much does commercial umbrella insurance cost?
Commercial umbrella insurance can vary in price depending on how much coverage you need and what type of business you have. A low risk business like house cleaning could get $1 million of coverage for $400 to $500 a year, while a construction company could pay up to $2,500.
What does commercial umbrella insurance cover?
Commercial umbrella insurance covers many areas similar to your commercial liability and product liability policies. Your umbrella coverage will cover legal fees in a lawsuit, any judgements or settlements, bodily injury, and property damage. If you want to protect your business, look into a commercial umbrella policy.