Trick-or-treaters aren’t the only spooky thing homeowners may see on Halloween. You also need to watch out for the possibility of scary homeowners insurance claims.
Here are 13 precautions to make your home safe and hazard-free before little ghosts, witches, princesses and super heroes come calling.
The housing market is booming, and prices keep going up. The National Association of Home Builders Housing Market Index, which measures builder confidence, has hit record numbers.
Builders have been scrambling to keep up with demand, while homebuyers have been stressing over lack of inventory, skyrocketing prices and building material shortages that are causing project delays.
With so much riding on new construction, builders and their customers need to be sure they have enough insurance to cover all the risks of building a new home. Homebuilders also need to make sure they are covered if they incur property damage, face liability lawsuits or experience workers’ compensation claims.
With share culture catching on, there’s been an uptick in private pool rentals. Pool-sharing apps allow homeowners (hosts) to rent out their pool space to people (guests) by the hour. The companies behind these apps offer insurance to their hosts and position their insurance as a coverage boon. But the age-old insurance question remains: What could go wrong and will insurance cover it? Before you dive into pool sharing, check your homeowners insurance.
For the basics on how to lower your home insurance rates, it helps to understand that insurance providers calculate premiums based on certain risk factors. The following Q&A defines the most common risk factors and what steps you can take to eliminate, or at least lessen, their impact on your premiums.
Read the following Q&A to discover the ins and outs of flood insurance. Do you need flood insurance or does your homeowners insurance cover water damage? Does it cover contents as well as structure? Is it expensive? Where can you find the most comprehensive, cost-effective coverage?
You just received your Florida homeowner’s insurance policy renewal. If you’re like most Florida homeowners, you put off opening it for a day or two, because you know your rates have probably gone up. Why is that? You’ve never filed a claim for as long as you’ve owned your home, or if you did, it was years ago. But, every year you get a little (most likely) a BIG bump – anywhere from a 5 to 12 percent increase in your premium.
