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Monoline Personal Lines

It is common for a High-Net-Worth Individual or Family to have risk management and insurance needs specific to a region or outside the core competency of their existing broker.   In these situations, JAISIN will advise on the entire insurance program or a singular piece of coverage that is desired by the insured.


The Jones Family is a HNW family with a primary residence in Chicago and a local insurance broker who is a good friend of the Family.  Mr. Jones decides to by a vacation home in Florida. Mr. Jones’ current HNW program will not add the Florida property to the Policy due to insuring risks specific to this region.   In this scenario , JAISIN will provide a Mono-Line homeowners policy for The Jones Family.