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More About D&O

Directors and officers liability Insurance (often called "D&O") is liability insurance payable to the directors and officers of a company, or to the organization(s) itself, as indemnification (reimbursement) for losses or advancement of defense costs in the event an insured suffers such a loss as a result of a legal action brought for alleged wrongful acts in their capacity as directors and officers. Such coverage can extend to defense costs arising out of criminal and regulatory investigations/trials as well; in fact, often civil and criminal actions are brought against directors/officers simultaneously. Intentional illegal acts, however, are typically not covered under D&O policies.

D&O has become closely associated with broader management liability insurance, which covers liabilities of the corporation itself as well as the personal liabilities of the directors and officers of the corporation.

Executives, Officers, Directors, and Administrators of companies, especially public companies and nonprofits, have significant management liability exposures.  Failure to establish cooperate governance standards and a comprehensive risk management/management liability program exposes the personal assets of Executives, Officers, Directors, and Administrators

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Easy Process – upload your policies, and we will give you a complimentary comprehensive review of your existing insurance policies with an emphasis on ensuring the current corporate insurance policies are protecting the personal assets of the Senior Management Team and Board of Directors. At the conclusion of our review, we will provide a written analysis that can be utilized to present to your Board and Senior Management.