Did you know homeowner’s insurance policies do not provide flood coverage? Most people assume their homes are protected from flood damage because their homeowner’s policy covers “water damage.” The problem is water damage, possibly caused by a burst pipe for example, is NOT the same as flood damage. Flood damage is caused by rising waters.
Consequently, it’s important to know your community’s flood zone designation.
If your home is located in a preferred flood zone, flood coverage is optional. If your home is located in a high-risk zone you must purchase separate flood insurance or add an endorsement to your homeowner’s insurance, to be covered for damages resulting from rising waters.
At JAISIN, our insurance advisors are well versed in Florida’s and numerous other states’ flood insurance regulations. Because our goal is to deliver solutions for all your insurance needs and turn you into a lifelong client, we take time to get to know you. That way, the coverage we provide truly protects you, your assets and lifestyle.
What Gives JAISIN Flood Insurance Services the Edge?
JAISIN is one of the few insurance companies in Florida that offers flood insurance coverage to homeowners in Florida and nationwide. We follow the same five-step approach for flood insurance coverage that has enabled us to provide hundreds of Florida households with homeowner’s insurance. Each of our strategies is designed to save you time and provide you with the broadest coverage at the most cost-effective price. Here’s how we accomplish that: