JAISIN Insurance Solutions is the Best Flood Insurance Company Near You
Flood Coverage for the Lowest Price
Jennifer A. Bishara
“Going the extra mile is second nature to everyone at JAISIN. We strive to make all our client interactions as seamless and smooth as possible. We’re just a click or call away, 24/7.”
Did you know homeowner’s insurance policies do not provide flood coverage?
Most people assume their homes are protected from flood damage because their homeowner’s policy covers “water damage.” The problem is water damage, possibly caused by a burst pipe for example, is NOT the same as flood damage. Flood damage is caused by rising waters.
Are you in a High Risk Flood Zone?
If your home is located in a preferred flood zone, flood coverage is optional. If your home is located in a high-risk zone you must purchase separate flood insurance or add an endorsement to your homeowner’s insurance, to be covered for damages resulting from rising waters.
At JAISIN, our insurance advisors are well versed in Florida’s and numerous other states’ flood insurance regulations. Because our goal is to deliver solutions for all your insurance needs and turn you into a lifelong client, we take time to get to know you. That way, the coverage we provide truly protects you, your assets and lifestyle.
Flood Insurance FAQ
Get answers to common flood insurance questions
How much is flood insurance?
Your home insurance policy won’t cover flood damage. Depending on the elevation and the location of your home, flood insurance prices can vary significantly. According to the Federal Emergency Management Agency (FEMA), the average cost of flood insurance in the US is $700 per year.
Do I need flood insurance?
Flood insurance requirements are highly dependent on where you live. You can look up your address on FEMA’s flood map to see if you live in a flood zone. If you do, you will need to speak with a reputable insurance agency to protect your home from flood damage.
What does flood insurance cover?
Flood insurance covers any damage from an excess of water on land that is normally dry and either covers two or more acres or two or more properties. Flood insurance does not cover mold or mildew or any earth damage, even if that damage was caused by the flood.