JAISIN Insurance Solutions is the Number One Home Insurance Company Near You
Jennifer A. Bishara
“Going the extra mile is second nature to everyone at JAISIN. We strive to make all our client interactions as seamless and smooth as possible. We’re just a click or call away, 24/7.”
Your house is not just a roof over your head. It’s your home, where you and your family create memories and feel secure. Most likely it’s also your largest investment. That’s why the correct home insurance coverage is an essential safeguard in case sudden and unexpected damage strikes your home.
At JAISIN, our home insurance advisors are well versed in home insurance regulations in Florida, numerous other states and countries. Because our goal is to deliver solutions for all your personal insurance needs and turn you into a lifelong client, we take time to get to know you. That way, the coverage we provide truly protects you, your assets and lifestyle.
Home Insurance FAQ
Get answers to common home insurance questions
How much is home insurance?
Home insurance costs will vary by state, home value, the type of home you’re looking to insure, the age of the home, and the construction quality. Special features will also affect your insurance premiums, such as pools. On average, US homeowners pay $1,631 a year for a $300,000 home.
How much home insurance do I need?
It is recommended that you have at least 10% to 30% of your home value covered, depending on the replacement cost for your area. However, most insurers use the 80% rule, which means they will only pay for damage if you have purchased 80% of your home’s value in coverage.
Is home insurance tax deductible?
Home insurance is not typically eligible for tax deductions and is not considered a nondeductible expense by the Internal Revenue Service. However, if your property is used as a rental or your home is your principal place of business, you may be eligible for some tax deductions.