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The Best Recreational Vehicle RV Insurance Coverage Near You

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Jennifer A. Bishara

Jennifer A. Bishara

Personal Lines Leader

“Going the extra mile is second nature to everyone at JAISIN. We strive to make all our client interactions as seamless and smooth as possible. We’re just a click or call away, 24/7.”

Like car insurance, RV insurance is required in every state. However, there’s a big difference between having RV insurance that meets minimum requirements and having RV insurance that provides the coverage you need.

If you’re in the habit of purchasing personal insurance that satisfies your state’s low minimum requirements, you may be leaving yourself seriously unprotected. It doesn’t matter what type (motorhome, camper van, fifth wheel) or class (A, B, C) your recreational vehicle is, not having enough of the correct coverage can result in substantial out-of-pocket expenses. Along with type and class, coverage depends on how much you use your RV and whether you live in it full time.

Have We Got a Plan for You!

Contact JAISIN Insurance Solutions today and have one of our insurance advisors develop a plan for your recreational vehicle that is tailored to your specific needs and saves you money.

If you already have RV insurance and simply want to make sure you have enough of the correct coverage at the best price, let us know. We’re happy to review your existing policy, at no cost to you.


At JAISIN, our insurance advisors are well versed in RV insurance regulations in Florida, select states* and other countries.


If you already have auto insurance with us, you won’t need a separate policy. We can add RV coverage to your existing plan. Combining coverage equals convenience and savings for you.


Insurance FAQ

Get answers to common rv/trailer insurance questions

Do I need RV insurance?

Most states require some level of coverage for RV owners in order to take them on the road. If you already have auto or home insurance, your recreational vehicle won’t be covered under those policies. You need to have dedicated RV or trailer insurance in case of accidents or damage.

How much is RV insurance per month?

If you live in your RV, you’ll need a different level of coverage than someone who only uses their vehicle occasionally. The price difference can be as much as double for full-timers. On average, RV insurance costs $1200, but will vary based on frequency of use and state.

What does RV insurance cover?

RV insurance offers coverage similar to auto insurance, like liability, collision, and comprehensive. Comprehensive RV insurance will help cover damage from natural disasters like fire, hail, and water damage. Depending on your policy, you may also be covered for full loss replacement if your RV is 3-5 years old.


      • Collision
      • Comprehensive
      • Medical and Property Liability
      • Uninsured or Underinsured Motorists


JAISIN, an independent insurance company that provides RV insurance coverage, leverages a proprietary due diligence process that results in better coverage at the best possible price.

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